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Reference · Reviewed September 2026

CDD and HOA fees
by community.

Where a Community Development District applies in the Central Florida corridors we track, the annual assessment commonly runs roughly $1,500 to $3,000 — about $125 to $250 a month on top of HOA dues, collected on your property tax bill rather than your HOA statement. Horizon West HOA dues commonly run $150 to $350 a month. Below is every community we track, with what we have actually verified and what we have not.

93
Communities tracked
5
Documented no CDD
5
Documented CDD applies
83
Awaiting verification

Verify means exactly that: we have not confirmed the figure against the builder or the county roll, so we will not print it as fact. Ask us and we will pull it for the specific parcel.

Showing 93 of 93

CDD status and HOA dues for the new construction communities tracked by Anthony Cruz, PA across Orange, Lake, Osceola and Polk counties. Reviewed September 2026.
CommunityCorridorCountyCDDHOAGuideHomes for sale
WaterleighHorizon WestOrange CountyYes~$225–250 / moRead →Search homes ↗
Parkview at HamlinHorizon WestOrange CountyNo~$248 / moRead →Search area ↗
Lake Star at OvationHorizon WestOrange CountyVerifyVerifyRead →Search homes ↗
Silverleaf OaksHorizon WestOrange CountyNo~$147 / moRead →Search area ↗
Westhaven at OvationHorizon WestOrange CountyVerifyVerifyRead →Search homes ↗
Harvest at OvationHorizon WestOrange CountyVerifyVerifyRead →Search homes ↗
Serenade at OvationHorizon WestOrange CountyVerifyVerifyRead →Search area ↗
Northlake at OvationHorizon WestOrange CountyVerifyVerify—Search homes ↗
Avalon WoodsHorizon WestOrange CountyVerifyVerify—Search homes ↗
Esplanade at McKinnon GrovesWinter GardenOrange CountyVerifyVerifyRead →Search area ↗
Oakland ParkWinter GardenOrange CountyVerifyVerify—Search homes ↗
Hills of MinneolaMinneolaLake CountyYesVerifyRead →Search homes ↗
Cyrene at MinneolaMinneolaLake CountyVerifyVerifyRead →Search area ↗
Sugarloaf · Eventide CollectionMinneolaLake CountyVerifyVerify—Search area ↗
Del Webb MinneolaMinneolaLake CountyYes · varies by lot sizeVerifyRead →Search homes ↗
Parkside TrailsClermontLake CountyVerifyVerifyRead →Search area ↗
Vintner ReserveClermontLake CountyVerifyVerify—Search area ↗
SunbridgeSt. CloudOsceola CountyVerifyVerifyRead →Search area ↗
Weslyn Park at SunbridgeSt. CloudOsceola CountyVerifyVerifyRead →Search homes ↗
The Waters at Center Lake RanchSt. CloudOsceola CountyVerifyVerify—Search homes ↗
CrossprairieSt. CloudOsceola CountyVerifyVerifyRead →Search homes ↗
Palmeras at CrossprairieSt. CloudOsceola CountyVerifyVerify—Search area ↗
Havenfield at CrossprairieSt. CloudOsceola CountyVerifyVerify—Search area ↗
Buena LagoSt. CloudOsceola CountyVerifyVerify—Search homes ↗
Harmony WestSt. CloudOsceola CountyVerifyVerifyRead →Search homes ↗
Waterside at HarmonySt. CloudOsceola CountyVerifyVerify—Search area ↗
HarmonySt. CloudOsceola CountyVerifyVerify—Search homes ↗
WaterlinSt. CloudOsceola CountyVerifyVerify—Search area ↗
Terra HavenSt. CloudOsceola CountyVerifyVerify—Search area ↗
Gardens at Lancaster ParkSt. CloudOsceola CountyVerifyVerify—Search homes ↗
The CrossingsSt. CloudOsceola CountyVerifyVerify—Search area ↗
WestviewKissimmeeOsceola CountyVerifyVerify—Search area ↗
Cypress HammockKissimmeeOsceola CountyVerifyVerify—Search homes ↗
Crossroads at Kelly ParkApopkaOrange CountyVerifyVerifyRead →Search homes ↗
Bronson PeakApopkaOrange CountyVerifyVerifyRead →Search homes ↗
Preservation PointeDavenportPolk CountyNoVerify—Search homes ↗
Geneva LandingsDavenportPolk CountyYes$100 / yrRead →Search homes ↗
WynnstoneDavenportPolk CountyVerifyVerify—Search homes ↗
CascadesDavenportPolk CountyVerifyVerify—Search area ↗
CrosswindsDavenportPolk CountyVerifyVerify—Search area ↗
Brentwood · Overlook TownhomesDavenportPolk CountyVerifyVerify—Search area ↗
Hartford TerraceDavenportPolk CountyVerifyVerify—Search area ↗
Reedy IsleDavenportPolk CountyVerifyVerify—Search area ↗
Temples CrossingDavenportPolk CountyVerifyVerify—Search area ↗
Sunset Cove at Four CornersDavenportPolk CountyVerifyVerify—Search area ↗
Liberty TraceHaines CityPolk CountyNoVerify—Search area ↗
Bradbury CreekHaines CityPolk CountyYesVerifyRead →Search homes ↗
Marion CreekHaines CityPolk CountyVerifyVerify—Search homes ↗
Gracelyn GroveHaines CityPolk CountyVerifyVerify—Search homes ↗
Groves at GrenelefeHaines CityPolk CountyVerifyVerify—Search homes ↗
Harbor at Lake HenryWinter HavenPolk CountyNoVerify—Search area ↗
VillamarWinter HavenPolk CountyVerifyVerify—Search homes ↗
Hunt Club Groves · Majors CollectionLake WalesPolk CountyVerifyVerify—Search area ↗
Lake Deer EstatesPoincianaPolk & Osceola CountiesVerifyVerify—Search homes ↗
Encore at OvationHorizon WestOrange CountyVerifyVerify—Search homes ↗
Hamlin ReserveHorizon WestOrange CountyVerifyVerify—Search homes ↗
SummerlakeHorizon WestOrange CountyVerifyVerify—Search homes ↗
Storey GroveHorizon WestOrange CountyVerifyVerify—Search homes ↗
Waterside at Horizon WestHorizon WestOrange CountyVerifyVerify—Search homes ↗
Isles of Lake HancockHorizon WestOrange CountyVerifyVerify—Search homes ↗
LakeshoreWinter GardenOrange CountyVerifyVerify—Search homes ↗
Hickory HammockWinter GardenOrange CountyVerifyVerify—Search homes ↗
TwinwatersWinter GardenOrange CountyVerifyVerify—Search homes ↗
Wellness RidgeClermontLake CountyVerifyVerify—Search homes ↗
Hartwood LandingClermontLake CountyVerifyVerify—Search homes ↗
WaterbrookeClermontLake CountyVerifyVerify—Search homes ↗
SerenoaClermontLake CountyVerifyVerify—Search homes ↗
Cagan CrossingsClermontLake CountyVerifyVerify—Search homes ↗
Trinity LakesGrovelandLake CountyVerifyVerify—Search homes ↗
Wekiva RunApopkaOrange CountyVerifyVerify—Search homes ↗
Oaks at Kelly ParkApopkaOrange CountyVerifyVerify—Search homes ↗
Lakes of Mount DoraMount DoraLake CountyVerifyVerify—Search homes ↗
TimberwalkMount DoraLake CountyVerifyVerify—Search homes ↗
Twin LakesSt. CloudOsceola CountyVerifyVerify—Search homes ↗
Reserve at Twin LakesSt. CloudOsceola CountyVerifyVerify—Search area ↗
Split Oak ReserveSt. CloudOsceola CountyVerifyVerify—Search homes ↗
Del Webb SunbridgeSt. CloudOsceola CountyVerifyVerify—Search homes ↗
Hanover LakesSt. CloudOsceola CountyVerifyVerify—Search homes ↗
Live Oak LakeSt. CloudOsceola CountyVerifyVerify—Search homes ↗
Storey ParkLake NonaOrange CountyVerifyVerify—Search homes ↗
Laureate ParkLake NonaOrange CountyVerifyVerify—Search homes ↗
Randal ParkLake NonaOrange CountyVerifyVerify—Search homes ↗
Wyndham LakesLake NonaOrange CountyVerifyVerify—Search area ↗
TohoquaKissimmeeOsceola CountyVerifyVerify—Search homes ↗
BellalagoKissimmeeOsceola CountyVerifyVerify—Search homes ↗
Storey CreekKissimmeeOsceola CountyVerifyVerify—Search homes ↗
TapestryKissimmeeOsceola CountyVerifyVerify—Search homes ↗
SolivitaPoincianaPolk & Osceola CountiesVerifyVerify—Search homes ↗
ChampionsGateDavenportPolk CountyVerifyVerify—Search homes ↗
SolterraDavenportPolk CountyVerifyVerify—Search homes ↗
Windsor IslandDavenportPolk CountyVerifyVerify—Search homes ↗
ProvidenceDavenportPolk CountyVerifyVerify—Search area ↗
AstoniaDavenportPolk CountyVerifyVerify—Search homes ↗

Need the exact assessment for one address instead of a range? Text me the community and lot and I’ll pull the non-ad-valorem lines off the county roll — usually the same day.

Common questions

Which Central Florida new construction communities have no CDD?

Among the communities we track, Parkview at Hamlin and Silverleaf Oaks in Horizon West are documented as having no CDD. In Polk County, Preservation Pointe in Davenport, Liberty Trace in Haines City, and Harbor at Lake Henry in Winter Haven are documented as no-CDD. Geneva Landings in Davenport and Bradbury Creek in Haines City were previously listed here in error — a CDD applies at both. Marion Creek in Haines City was previously listed here too, but Taylor Morrison's community page does not address the assessment either way, so it is now treated as unverified rather than documented. Confirm on the county tax roll for the specific parcel before contracting.

How much do CDD fees cost in Central Florida?

Where a district applies in the corridors we track, the annual assessment commonly runs roughly $1,500 to $3,000, which is about $125 to $250 per month. The amount is set per parcel, so two homes in the same community can carry different assessments depending on lot size.

How much are HOA fees in Horizon West?

HOA dues across the Horizon West communities we track commonly run about $150 to $350 per month. Verified individual figures include roughly $147 per month at Silverleaf Oaks, roughly $248 per month at Parkview at Hamlin (approximate — not confirmed against a builder source), and roughly $225 to $250 per month at Waterleigh.

Is a CDD the same as an HOA?

No. An HOA is a private association funded by dues billed directly to owners. A CDD is a special-purpose unit of local government that levies an assessment collected on the annual property tax bill. A community can have both, and many in Central Florida do.

Where do I verify a CDD assessment?

Look up the parcel on the county property appraiser or tax collector website and read the non-ad-valorem assessment lines on the tax bill. Orange, Lake, Osceola and Polk counties all publish this. You can also request a sample closing disclosure or tax bill from a recently closed home in the same phase.

By corridor

Want the true monthly cost
on each of them?

With the current incentive stack and your insurance quote. That’s a ten-minute job on our end.

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