What your home is worth,
and what you’d keep.
Two numbers matter when you sell, and most valuations only give you one. Send the address for a real price backed by comps and the builder inventory your buyer is cross-shopping — then work the net yourself with the calculator.
What would I
walk away with?
Price is not proceeds. Enter your numbers and this works the Florida costs a seller actually pays — documentary stamps, the promulgated owner’s title premium, prorated taxes and whatever you agree to contribute — against your payoff.
An estimate for planning only, not a closing statement, net sheet or commitment. Documentary stamps are calculated at Florida’s $0.70 per $100 rate and the owner’s title premium at the promulgated rate; Miami-Dade differs. Compensation is fully negotiable, is not set by law, and is not fixed by any association or MLS. Your title company’s figures govern.
Common questions
How do I find out what my Central Florida home is worth?
An accurate valuation compares recent closed sales of similar homes near you, adjusts for condition, lot and updates, then accounts for the new construction inventory competing for the same buyer. Automated estimates skip the last two steps, which is where most of the error comes from in corridors with active builders.
What are seller closing costs in Florida?
Florida sellers customarily pay documentary stamp tax on the deed, owner’s title insurance in most counties, a settlement or closing fee, an HOA estoppel fee where applicable, prorated property taxes through the closing date, and any negotiated brokerage compensation or buyer concessions. County custom varies, particularly on who pays for title insurance.
How much is documentary stamp tax when selling in Florida?
The state documentary stamp tax on a deed is $0.70 per $100 of consideration in every Florida county except Miami-Dade, where it is $0.60 per $100 plus a surtax on certain property types. On a $500,000 sale outside Miami-Dade that is roughly $3,500.
Are real estate commissions negotiable in Florida?
Yes. Brokerage compensation is fully negotiable, is not set by law or by any association, and is agreed in writing between you and the listing brokerage. Any compensation offered to a buyer’s broker is negotiated separately and stated separately.
Does my home compete with new construction?
In most Central Florida corridors, yes. Builders in Horizon West, Minneola, Clermont, St. Cloud and the Sunbridge area are actively selling, and their rate buydowns and paid closing costs can put a higher-priced new home below your listing on monthly payment. Pricing a resale without accounting for that is the most common valuation error in this market.
Most of our sellers are also
somebody’s buyer.
If the next house is a new build, the listing and the build have to be timed against each other so you are not carrying two payments or renting in between. That is the same conversation, not two.